New To Insurance?
A clear place to start, and the support to keep going.
Starting a career in insurance can feel overwhelming. Licensing, products, compliance, and choosing where to focus can all stack up quickly. The right support early on makes a real difference in how confident and prepared you feel as you get started.
Our team supports agents with clear structure, hands-on guidance, and practical training. Our main advantage? We provide access to real people who are highly experienced, invested in helping you learn the business, and helpbuild confidence from day one.
Learn how we support new agents.
ACA/Under 65
Start your insurance career with ACA/Under 65
The Affordable Care Act (ACA) is often the most accessible entry point into insurance. With the proper training and tools, the ACA/Under 65 allows new agents to gain experience, build confidence, and start helping clients quickly.
Medicare
Build toward a Medicare-focused career
Medicare is a more complex line of business that offers long-term growth and renewals. Many new agents begin with ACA/Under 65 and transition into Medicare with the right education and mentorship.
Carrier access
Access to leading national insurance carriers.
As a new agent, access matters, but guidance matters more. Our FMO partners with leading national carriers while maintaining local, hands-on support through Regional Growth Managers who understand your market.
You gain the ability to grow without losing personal support.
Product Map
Know exactly what’s available
in your local market
in your local market
Have questions?
FAQs
What is an FMO/NMA, and how does it help independent agents?
An FMO/NMA supports insurance agents by providing carrier access, training, technology, and hands-on guidance to help you grow your business. This way, you can focus on learning, helping clients, and building your career.
Will I remain independent as a 1099 agent?
Yes. You remain an independent agent while receiving structured support, mentorship, and tools to help you grow confidently and compliantly.
What products and carriers will I have access to?
Access depends on your licensing, certifications, and market. Our team helps you understand which products make sense based on where you are in your journey.
How do you support agents who are brand new?
We offer foundational education, onboarding support, training sessions, and direct access to experienced leaders who guide you step by step without pressure to “figure it out fast.”
What kind of training do you provide?
Training includes virtual and in-person sessions, foundational education, product overviews, and ongoing learning opportunities as you grow.
Is there a cost to join your FMO?
No. There is no upfront cost to explore a partnership. We’ll walk you through what’s included and which optional tools may support your goals.
FMO/NMA for all
Why agents choose Baldwin Health
Support behind the scenes
Thinking about a career in insurance or expanding your current book of business?
Whether you are exploring insurance for the first time or considering a career change, our team can help you understand the path forward.
