For licensed Medicare agents looking to expand into ACA/Under 65
Interested in growing your ACA/Under 65 business?
Whether you’re already active in the ACA/Under 65 market or exploring how to expand your footprint, the right FMO partner can remove friction, unlock stronger carrier relationships, and help you scale with confidence. At our organization, we support experienced agents with national carrier access, localized expertise, modern technology, and hands-on support so you can focus on production, retention, and long-term growth.
Already an ACA/Under 65 agent?
ACA/Under 65 Solutions for Established Agents
You already know the ACA/Under 65 landscape, we’ll help you navigate it more efficiently. From carrier contracting and market expansion to compliance support and operational tools, Baldwin Health is built to support agents who want to increase volume, improve workflows, and stay competitive across changing markets.
Looking to build an ACA/Under 65 career?
Scale Your ACA/Under 65 Business with the Right FMO
If you’re an agent actively selling ACA/Under 65, we’re here to provide the infrastructure behind the scenes. Including carrier access, technology, training, and regional support, designed to help you grow without sacrificing independence or control. Wherever you are in your career, we’re here to help you scale with purpose.
Support behind the scenes
Why agents choose Baldwin Health
Support
Real support, not just systems
Work directly with experienced Regional Growth Managers and dedicated support teams who understand your market, your carrier mix, and your growth goals.
Training
Training built for experienced agents
Stay sharp with ongoing product updates, carrier-specific training, compliance refreshers, and strategic growth sessions. Our education is designed to support agents who are already in the field and ready to level up.
Tech Stack
Technology that streamlines production
Our tech stack supports quoting, enrollment, reporting, and operational efficiency. This reduces manual work and helps you focus on selling, servicing, and scaling your book of business.
National footprint
National reach meets local expertise
Operate nationally while maintaining a local advantage. With Regional Growth Managers (RGMs) across the country, you get access to state-specific insights, carrier nuances, and on-the-ground support wherever you do business.
Carrier partnerships
Access to leading national insurance carriers.
Our FMO partners with leading national ACA carriers while maintaining a strong local presence through Regional Growth Managers nationwide. You gain the ability to scale across markets without losing the personal support that matters most.
Product Map
Know exactly what’s available
in your local market
in your local market
Got questions? We’ve got answers!
FAQs
What is an FMO, and how does it support ACA/Under 65 agents?
An FMO partners with independent agents to provide carrier access, technology, training, compliance support, and operational infrastructure, allowing agents to focus on selling and growing their book of business more efficiently.
Will I remain independent as a 1099 agent?
Yes. You remain fully independent. We’re here to enhance your business with support and resources.
What ACA/Under 65 products and carriers will I have access to?
Carrier access varies by state. Our Product Map allows you to view available ACA/Under 65 programs by state and connect directly with a Regional Growth Manager for details.
How does Baldwin Health support ACA/Under 65 growth specifically?
We support growth through carrier access, state-specific expertise, compliance guidance, technology tools, training, and strategic support tailored to experienced ACA/Under 65 agents.
What kind of training and support do you provide?
We offer ongoing product and carrier training, compliance updates, operational support, and direct access to Regional Growth Managers, designed to support agents already active in the ACA/Under 65 market.
Is there a cost to join your FMO?
No. There is no upfront cost to explore a partnership.
FMO/NMA for all
Why agents choose Baldwin Health
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Licensed Insurance Agent
The entire team at The Baldwin Group is thorough, friendly and capable. They are such a fabulous partner to have. Thanks for all you do for Agents!
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Licensed Insurance Agent
The Baldwin Group is the best group of people I have ever worked with. They are always patient with me when I have questions I want confirmed. Always pleasant and enjoyable to talk too. I couldn't do it without their help.
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Why join our team?
We’re built for agents who want to work smarter and grow faster.
Access tools, training schedules, product resources, and market insights designed to support experienced agents and long-term growth. Explore what’s available in your state or connect directly with our team.
