For licensed ACA/Under 65 agents looking to expand into Medicare
Looking to strengthen or expand your Medicare business?
If you’re already a licensed Medicare agent, the right FMO partner can be the difference between maintaining production and scaling sustainably. We support experienced Medicare agents with national carrier access, compliance-forward operations, advanced technology, and boots-on-the-ground regional support, so you can grow with confidence in an increasingly complex Medicare landscape.
Already a Medicare agent?
Medicare support for established agents
You’ve completed the certifications. You know the rules. Now you need infrastructure that keeps up. Our FMO provides carrier contracting, certification support, compliance guidance, and operational tools designed specifically for agents actively selling Medicare Advantage, PDPs, Supplements, and Special Needs Plans.
Looking to build a Medicare career?
Scale your Medicare business at your control
We support agents who want stronger carrier relationships, better systems, and strategic guidance. Whether you’re expanding into new markets, adding product lines, or preparing for AEP growth, Baldwin Health helps you scale without sacrificing independence. Build your insurance career with a Medicare license.
Support behind the scenes
Why agents choose Baldwin Health
Support
Real support, not just systems
Work directly with experienced Regional Growth Managers (RGMs) and Medicare support teams who understand carrier nuances, compliance requirements, and local market dynamics.
Training
Training built for Medicare professionals
Stay ahead with ongoing carrier updates, product training, compliance refreshers, and AEP-focused education. Our training is designed for agents already in the Medicare space who want to sharpen strategy, not relearn the basics.
Tech Stack
Technology that supports Medicare workflows
From quoting and enrollment to reporting and operational efficiency, our technology helps reduce manual work, improve accuracy, and support compliant growth across Medicare Advantage, PDP, and Supplement business.
National footprint
National scale with local expertise
Sell Medicare across multiple states while maintaining a local advantage. Our Regional Growth Managers (RGMs) provide state-specific insights, carrier guidance, and boots-on-the-ground support wherever you do business.
Carrier partnerships
Access to leading national insurance carriers.
Our FMO partners with top national Medicare carriers while maintaining local market expertise through Regional Growth Managers (RGMs) nationwide. You gain the ability to scale production without losing personalized support or compliance clarity.
Product Map
Know exactly what’s available
in your local market
in your local market
Got questions? We’ve got answers!
FAQs
What is an FMO, and how does it support Medicare agents?
An FMO partners with independent agents to provide carrier access, certification support, training, compliance guidance, technology, and operational infrastructure, allowing Medicare agents to focus on production and client relationships.
Will I remain independent as a 1099 Medicare agent?
Yes. You remain fully independent and retain ownership of your book of business.
What Medicare products and carriers will I have access to?
Carrier access varies by state and product type. Our Product Map allows you to view available Medicare programs by state and connect directly with a Regional Growth Manager for details.
How does Baldwin Health support Medicare growth?
We support growth through carrier access, certification and onboarding support, compliance guidance, technology tools, training, and strategic regional support, especially during AEP and key selling periods.
What kind of training and compliance support do you provide?
We provide ongoing carrier and product training, CMS-focused compliance education, operational support, and direct access to Regional Growth Managers who understand Medicare regulations and market dynamics.
Is there a cost to join your FMO?
No. There is no upfront cost to explore a partnership.
FMO/NMA for all
Why agents choose Baldwin Health
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Licensed Insurance Agent
The entire team at The Baldwin Group is thorough, friendly and capable. They are such a fabulous partner to have. Thanks for all you do for Agents!
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Licensed Insurance Agent
The Baldwin Group is the best group of people I have ever worked with. They are always patient with me when I have questions I want confirmed. Always pleasant and enjoyable to talk too. I couldn't do it without their help.
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Why join our team?
Built for Medicare agents who want to scale with confidence.
Access tools, training schedules, product resources, and compliance-focused insights designed to support experienced Medicare agents through every stage of growth, especially during AEP and beyond.
